Compare Business Insurance Quotes
from Top UK Providers
Protect your business with tailored insurance solutions. Fast, free, and fully FCA-compliant.
Trusted by thousands of
UK businesses
What our customers are saying
We make sure you have a fine distance with the sickness. We make you never lose hope.
How Utility4Business Works
Tell us about your business
Share your business type, size, and specific insurance needs in our quick form.
We compare quotes from trusted insurers
Our platform instantly searches through top UK insurance providers to find you the best deals.
Get covered in minutes
Choose your preffered quote and get instant coverage with full policy documentation.
Why Compare Business Insurance?
Don't Settle for the first quote. Compare and save while getting better coverage.
Save money with competitive quotes
Compare prices from multiple insurers to find the best value for your business coverage.
Get the right cover for your business type
Tailored insurance solutions that match your specific industry and business requirement.
Improve claims handling & response time
Work with insurers known for fast, efficient claims processing and excellent customer service
CA-approved providers with flexible plans
All our insurance partners are fully regulated and offer flexible payment and coverage options.
Why Choose Utility4Business for Insurance
The trusted platform that's revolutionizing how UK businesses manage their essential services
Over 5,000 UK businesses covered
Join thousands of satisfied business owners who trust us with their insurance needs.
Transparent pricing & no middlemen
Direct quotes from insurers with no hidden fees or commission markups.
FCA registered and secure
Fully regulated by the Financial Conduct Authority with bank-level security.
Combine energy, water, and insurance
Manage all your business utilities and insurance in one convenient dashboard.
Who Needs Business Insurance?
Every business is unique. Find insurance solutions tailored to your industry.
Retail & eCommerce
Product liability, public liability, and cyber insurance for online and physical stores.
Trades & Contractors
Employers' liability, tools cover, and professional indemnity for skilled trades.
Professional Services
Professional indemnity, cyber liability, and office contents for consultants and agencies.
Healthcare & Clinics
Medical malpractice, public liability, and equipment cover for healthcare providers.
Hospitality & Restaurants
Public liability, food hygiene, and business interruption insurance for hospitality.
Tech & Startups
Cyber insurance, professional indemnity, and directors & officers cover for tech companies.
Not sure what insurance you need?
Our insurance experts will analyze your business and recommend the right coverage.
Types of Business Insurance
Public Liability Insurance
Protects against third-party claims for injury or damage.
Employers' Liability Insurance
Covers claims from employees for workplace incidents.
Cyber Insurance
For data loss, hacks, and online security breaches.
Business Contents Insurance
Covers stock, computers, equipment, etc
Compare Insurance Providers
See how the UK's top business insurance providers stack up
Business Insurance by Region
Water supplier choice across the UK - find the best deals in your region
England
From London startups to Midlands SMEs, find tailored protection.
- Birmingham (B1 - B99)
- Manchester (M1 - M99)
- London (EC1 - NW26)
Businesses Served:
500+ businesses
Customer Savings
Average £420/year savings
Scotland
Insurance designed for Scottish regulations and industries.
- Edinburgh (EH1 - EH55)
- Glasgow (G1 - G82)
- Aberdeen (AB10 - AB99)
Businesses Served:
300+ businesses
Customer Savings
Average £380/year savings
Wales
Local understanding, nationwide cover for Welsh businesses.
- Cardiff (CF10 - CF99)
- Swansea (SA1 - SA99)
- Newport (NP10 - NP44)
Businesses Served:
100+ businesses
Customer Savings
Average £350/year savings